Cost of Living in Simpsonville, SC: Is it Affordable?

If you're looking for a place that balances small-town charm with big-city convenience, Simpsonville, South Carolina, might just be the perfect spot. Located just outside of Greenville, this growing city has become a magnet for people seeking a high quality of life without the hefty price tag often found in larger metropolitan areas. But before you pack your boxes, you probably have one big question: Can I actually afford to live there?

Understanding the cost of living is the first step in any move. From finding the right apartments in Simpsonville South Carolina to budgeting for groceries and utilities, getting a clear picture of expenses helps you plan with confidence. Let's break down the real costs of living in Simpsonville so you can decide if this charming Southern city is the right fit for your budget.

Is Housing in Simpsonville Expensive?

Housing is typically the biggest line item in any budget, and in Simpsonville, it is generally more affordable than the national average. While home prices have risen across the country, Simpsonville remains a competitive option for renters who want value for their money.

The rental market here offers a variety of choices, from modern complexes near the I-385 corridor to quieter spots closer to Heritage Park. For those looking for apartments in Simpsonville South Carolina, you can generally expect to pay between $1,100 and $1,700 per month depending on the size and amenities of the unit. For example, at District Garden Apartment Homes, a spacious 1-bedroom apartment starts at around $1,161, offering a blend of luxury and affordability that is hard to beat in this area.

When comparing renting versus buying, renting often provides more flexibility and fewer surprise costs—like sudden HVAC repairs or roof replacements—which is a major plus for anyone new to the area or not ready to commit to a 30-year mortgage.

How Much Do Utilities Cost?

Keeping the lights on and the house cool is a necessary expense, especially during those warm South Carolina summers. Fortunately, utility costs in Simpsonville are generally consistent with or slightly lower than the national average.

• Electricity: You can expect an average monthly bill around $130-$150, though this fluctuates with the seasons. Air conditioning is a must-have here, so summer bills will be higher.
• Water and Sewer: These services typically run between $40 and $60 per month for an average household.
• Internet: High-speed internet packages usually start around $50 per month, with faster fiber options costing upwards of $80.

Budgeting around $250 a month for basic utilities (not including cable or streaming services) is a safe bet for a standard two-bedroom apartment.

What Should I Budget for Transportation?

Simpsonville is a car-dependent city. While it is part of the Greenville metro area, public transportation options like the Greenlink bus system are more limited the further out you get from downtown Greenville. Most residents rely on personal vehicles to get to work, run errands, or visit local spots like the Golden Strip.

• Gas: Gas prices in South Carolina are often lower than the national average due to lower state fuel taxes.
• Commuting: If you work in downtown Greenville, your commute is likely a manageable 20-25 minutes via I-385, which keeps fuel consumption reasonable compared to larger cities with heavy gridlock.
• Vehicle Maintenance: Standard maintenance costs apply, but because road conditions are generally fair and you'ren't dealing with harsh northern winters (and the road salt that comes with them), your car might just last a little longer here.

Are Food and Groceries Affordable?

Feeding yourself and your family in Simpsonville is comparable to the rest of the state. You have access to major chains like Publix, Ingle’s, and Walmart, as well as discount options like Aldi, which helps keeps grocery bills in check.

A single person might spend around $300-$400 a month on groceries, while a family of four should budget closer to $900-$1,100.

Dining out is a popular pastime here, with a growing food scene in downtown Simpsonville. A meal at a casual sit-down restaurant will typically run you $15-$25 per person. Whether you're grabbing a slice at a local pizzeria on Main Street or enjoying a craft beer at a local brewery, you can enjoy a night out without breaking the bank.

How Does Healthcare Impact the Budget?

Healthcare costs in Simpsonville are slightly below the national average. The area is well-served by the Prisma Health system and Bon Secours, providing residents with easy access to general practitioners and specialists.

For a standard doctor's visit without insurance, costs typically range from $100 to $150. Dental cleanings average around $90 to $120. Having quality healthcare facilities nearby means you don't have to travel far—or spend extra on gas—to get the care you need.

What About Education Costs?

If you have children or are planning to continue your own education, this is a key factor. Simpsonville is part of the Greenville County School District, which is the largest in the state and highly rated.

• Public Schools: Attending public school is free, funded by property taxes. This is a significant savings compared to areas where private school is considered a necessity due to poor public options.
• Higher Education: For those seeking degrees, Greenville Technical College offers affordable tuition rates, and nearby universities like Furman and Clemson provide higher-level options, though at a higher price point.

Is Entertainment Expensive?

One of the best things about Simpsonville is that you don't have to spend a fortune to have fun.

• Outdoor Activities: Heritage Park is a local gem, offering walking trails, baseball fields, and a huge playground for free. The Prisma Health Swamp Rabbit Trail isn't far away either, perfect for biking and running at no cost.
• Concerts: The CCNB Amphitheatre at Heritage Park hosts big-name artists. While ticket prices vary, having a major venue in your backyard saves on travel and hotel costs associated with seeing a show in a different city.
• Movies and Bowling: A standard movie ticket or a night of bowling costs about the same as anywhere else in the region, roughly $12-$15 per person.

What Are the Miscellaneous Costs?

Daily life involves those little extras—toothpaste, haircuts, gym memberships, and clothes.

• Sales Tax: South Carolina has a 6% state sales tax, and local municipalities can add to that. Simpsonville sits at a combined rate of roughly 7%, which applies to most tangible goods.
• Personal Care: A standard haircut is around $20-$30, and a gym membership can range from $10 a month at a budget chain to $50+ for specialized fitness centers.

How Does Simpsonville Compare to Other Cities?

When you stack Simpsonville up against similar cities, it shines. Compared to Charlotte, NC, or Atlanta, GA, the cost of living here is significantly lower, particularly regarding housing and commuting costs. Even compared to downtown Greenville, choosing apartments in Simpsonville South Carolina can often get you more square footage for your dollar while keeping you just a short drive from the city center.

Is Simpsonville the Right Move for You?

Simpsonville offers a compelling mix of affordability and quality of life. Rent is reasonable, utility costs are manageable, and there is plenty of free or low-cost entertainment to keep you busy. It’s a place where your paycheck tends to stretch a little further, allowing you to enjoy the charm of the Upstate without constant financial stress.

If you're looking for a rental community that puts you right in the heart of it all, look no further than District Garden Apartment Homes. With a variety of floor plans and a prime location, it’s the perfect place to start your Simpsonville story.

Ready to find your new home? Contact District Garden Apartment Homes at (864) 963-1000 or visit us online to schedule a tour today.